HOME INSURANCE
DO YOU HAVE THE
PROPER COVERAGE?
- Fire
- Personal Property
- Jewelry, Fine Arts & Collectables
- Umbrella
- Flood
- Secondary Home
- Boats
Finding the right insurance for the center of your life.
At Clarke & Frost, we know there’s simply nothing more important than your house. It’s where memories are made. It’s where your family grows up. It’s filled with the things you love the most. We also know to make it truly feel like home, it must be protected the right way. From the significant to the mundane, we’ll bring you the industry know-how and personal touch to create the very best coverage plan possible. To get started, simply fill out the form below, and we will contact you directly. You can also schedule an appointment or, as always, stop by and pay us a visit.
How can we help you?
Please fill out the form below and we’ll have one of our team members contact you directly. Or if you would like to call, schedule an appointment or just drop by, we’re happy to assist you.
Please fill out the form below and we’ll have one of our team member contact you directly. Or if you would like to call, schedule an appointment or just drop by, we’re happy to assist you.
DO YOU HAVE THE
PROPER COVERAGE?
- Fire
- Personal Property
- Jewelry, Fine Arts & Collectables Umbrella
- Flood
- Secondary Home
- Boats
Finding the right insurance for the center of your life.
At Clarke & Frost, we know there’s simply nothing more important than your house. It’s where memories are made. It’s where your family grows up. It’s filled with the things you love the most. We also know to make it truly feel like home, it must be protected the right way. From the significant to the mundane, we’ll bring you the industry know-how and personal touch to create the very best coverage plan possible. To get started, simply fill out the form below, and we will contact you directly. You can also schedule an appointment or, as always, stop by and pay us a visit.
How can we help you?
Please fill out the form below and we’ll have one of our team members contact you directly. Or if you would like to call, schedule an appointment or just drop by, we’re happy to assist you.
Before submitting the form please add the numbers and input the sum in the box and then submit.
Outstanding in Every Way
I walked in and had no idea there was so much involved with insuring my new home. Jeanne was patient and took the time to walk me through what I needed and why. Her ability to make me relax and better understand what I was getting with my new policy was unbelievable. I left her office and was able to get a great night’s sleep for the first time in weeks!! Thanks, Jeanne and Clarke & Frost.
Outstanding in Every Way
I walked in and had no idea there was so much involved with insuring my new home. Jeanne was patient and took the time to walk me through what I needed and why. Her ability to make me relax and better understand what I was getting with my new policy was unbelievable. I left her office and was able to get a great night’s sleep for the first time in weeks!! Thanks, Jeanne and Clarke & Frost.
Before submitting the form please add the numbers and input the sum in the box and then submit.
Frequently Asked Questions
Why is homeowners insurance a good investment?
Your home is likely one of your most valuable assets, and homeowners insurance helps protect it from unexpected covered losses. It can also provide liability protection and help cover temporary living expenses after a covered claim. If you’re looking for homeowners insurance in Framingham, our team can help you find coverage that fits your needs.
Does homeowners insurance cover accidental fires?
Most homeowners insurance policies cover accidental fire damage to your home and personal belongings. If a covered fire makes your home uninhabitable, your policy may also help pay for temporary living expenses while repairs are being completed.
Can I have too much homeowners insurance?
It’s possible to purchase more coverage than you need, just as it’s possible to have too little. The goal is to have enough coverage to rebuild your home and protect your belongings without paying for unnecessary coverage. An insurance professional can help you determine the right amount.
Does homeowners insurance cover my furniture and clothing?
Most homeowners insurance policies include personal property coverage for belongings like furniture, clothing, electronics, and household items if they’re damaged by a covered loss. Coverage limits and deductibles will vary by policy.
What should I do if I have questions about my policy?
If you’re unsure about what your homeowners insurance covers, don’t guess. Understanding your policy before you need it can help prevent surprises during a claim. If you’re in Framingham, MA, we’re happy to answer your questions and review your coverage with you.
Does homeowners insurance cover my home year-round?
Yes. As long as your policy remains active and your premiums are paid, your homeowners insurance provides protection throughout the year for covered losses. It’s still important to review your policy periodically to make sure it keeps up with your needs.
Can homeowners insurance help after a major storm?
If your home is damaged by a covered storm, your homeowners insurance may help pay for repairs to your home and replacement of covered belongings. Depending on your policy, it may also help cover temporary living expenses if your home can’t be occupied during repairs.
How often should I meet with my insurance agent?
It’s a good idea to review your homeowners insurance at least once a year or anytime you experience a major life change, such as completing renovations or purchasing valuable belongings. Homeowners in Massachusetts can also benefit from reviewing their policy when local building costs increase.
Does homeowners insurance cover attached structures?
Yes. Attached structures, such as an attached garage, deck, or porch, are generally covered as part of your home’s dwelling coverage if they’re damaged by a covered peril. Be sure to review your policy to understand your coverage limits.
What's the best way to find the right homeowners insurance?
The best homeowners insurance policy is one that provides the protection you need at a price that fits your budget. Comparing coverage, deductibles, and available discounts can help you make an informed decision. If you’re shopping for homeowners insurance in Framingham, MA, our agency is here to help you compare your options.